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All numbers are effective as of January 1, 2016.

Community-Based Long Term Care/Home Care
***Five (5) year look back rule DOES NOT APPLY ***

Resource Allowance $14,850 (individual)
$21,750 (couple)
Income Allowance $825 (individual)
$1209 (couple)

Institutional/Nursing Home Care
*** Five (5) year look back rule APPLIES***

Resource Allowance $14,850
Community Spouse Resource Allowance $74,820 – 119,220
Home Equity Limit $828,000
Community Spouse MMMNA $2,980.50

 

These figures apply to long term nursing home care and are used to calculate Medicaid penalty periods for gifts and asset transfers.  Under current law, there is a five year look back period for institutional long term care.  Any non-exempt transfers or gifts of assets within this five year look back will be subject to a penalty period that is applied to nursing home eligibility.   There are exemptions and protection strategies that may be applied to reduce your costs.

 

Long Island (Nassau/Suffolk) $12,633
New York City (Manhattan, Queens, Brooklyn, Staten Island, Bronx ) $12,029
Central (Syracuse, Broome, Cayuga, Oswego, etc.) $9,252
Northeastern (Albany, Rensselaer, Saratoga, Schenectady, etc) $9,806
Northern Metropolitan (Westchester, Dutchess, Orange, Rockland, etc.) $11,768
Rochester (Monroe, Ontario, Seneca, etc.) $11,145
Western (Buffalo, Erie, Niagra, Genesee, etc.) $9,630